:root{--navy:#07334a;--blue:#087ca8;--green:#08a978;--gold:#e9ad2f;--ink:#103247;--muted:#5a6e7a;--line:#e4ebed;--cream:#f9fcfb}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:white}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}.wrap{max-width:1160px;margin:auto;padding:0 22px}
.top{background:var(--navy);color:#d7f1ef;font-size:12px;text-align:center;padding:9px 12px}.top b{color:var(--gold)}
header{background:white;position:sticky;top:0;z-index:5;box-shadow:0 2px 20px #102c3c13}header .wrap{display:flex;align-items:center;justify-content:space-between;gap:15px;min-height:85px}
.brand{display:flex;align-items:center;gap:10px}.brand img{height:61px;width:72px;object-fit:contain}.brand span{display:block;font-weight:900;letter-spacing:.6px;color:#086a9a;font-size:19px;line-height:1}.brand small{display:block;color:#0c9d6d;font-size:10px;letter-spacing:1.2px;margin-top:5px}
nav{display:flex;align-items:center;gap:22px;font-size:13px;font-weight:700}nav a:not(.btn):hover{color:var(--green)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:10px;background:var(--green);color:white;padding:14px 20px;font-weight:800;font-size:13px;cursor:pointer;box-shadow:0 7px 16px #008b6330}.btn.gold{background:var(--gold);color:#103247;box-shadow:none}.btn.line{background:transparent;border:1px solid #ffffff88;box-shadow:none}.btn.blue{background:var(--blue)}.mobile-menu{display:none;background:transparent;border:0;font-size:27px;color:var(--navy)}
.hero{background:linear-gradient(100deg,#052b41 0%,#073c54 56%,#06364d 100%);color:white;overflow:hidden}.hero-inner{min-height:505px;display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:20px}.hero-copy{padding:65px 0;position:relative;z-index:1}.eyebrow{font-size:12px;font-weight:900;letter-spacing:2px;text-transform:uppercase;color:var(--green)}.hero .eyebrow{color:var(--gold)}h1{font-size:clamp(36px,4.6vw,61px);line-height:1.08;letter-spacing:-1.8px;margin:19px 0}h1 em{font-style:normal;color:var(--gold)}.hero p{color:#d8e8ef;font-size:17px;line-height:1.7;max-width:610px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.ticks{display:flex;flex-wrap:wrap;gap:18px;margin-top:35px;font-size:12px;color:#cbe9dc}.ticks span:before{content:"✓";color:#34d99c;font-weight:900;margin-right:7px}.hero-visual{height:505px;align-self:stretch;position:relative;overflow:hidden}.hero-visual img{width:100%;height:100%;object-fit:cover;filter:saturate(1.08)}.hero-visual:before{content:"";position:absolute;z-index:1;inset:0;background:linear-gradient(90deg,#073c54 0%,#073c5410 40%,transparent 100%)}.hero-visual:after{content:"";position:absolute;z-index:2;bottom:-35px;right:-40px;width:110%;height:70px;background:var(--gold);transform:rotate(-7deg);border-top:10px solid var(--green)}
.stripe{height:7px;background:linear-gradient(90deg,var(--blue) 0 33%,var(--green) 33% 66%,var(--gold) 66%)}
section{padding:76px 0}section.soft{background:#f4f9f8}.section-head{text-align:center;max-width:750px;margin:0 auto 36px}.section-head h2,h2{font-size:clamp(27px,3.1vw,39px);letter-spacing:-.8px;margin:12px 0;color:var(--navy)}.section-head p{color:var(--muted);line-height:1.7}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.card{background:white;border:1px solid var(--line);border-radius:16px;padding:26px 23px;box-shadow:0 7px 20px #092c3b07;transition:transform .2s,box-shadow .2s}.card:hover{transform:translateY(-3px);box-shadow:0 14px 28px #092c3b17}.ico{width:48px;height:48px;border-radius:13px;background:#e8f7f2;display:flex;align-items:center;justify-content:center;color:var(--green);font-size:27px}.card:nth-child(3n+2) .ico{background:#e7f4fa;color:var(--blue)}.card:nth-child(3n+3) .ico{background:#fff5dd;color:#bd850c}.card h3{font-size:17px;margin:19px 0 8px}.card p{color:var(--muted);font-size:13px;line-height:1.65;margin:0}.card a{display:inline-block;color:var(--blue);font-weight:800;font-size:12px;margin-top:17px}
.benefits{background:#e9f8f2;border-radius:15px;padding:24px;display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:27px}.benefit{text-align:center;font-weight:750;font-size:13px;color:#145e53}.benefit b{color:var(--green);margin-right:7px}.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.split p{line-height:1.8;color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{background:white;padding:25px;border-radius:16px;border:1px solid var(--line)}.step strong{font-size:29px;color:var(--green)}.step p{color:var(--muted);line-height:1.7;font-size:14px}
.cta{background:linear-gradient(110deg,#06364e,#05667c);border-radius:20px;color:white;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}.cta h2{color:white;margin:0}.cta p{color:#d4e6ed;line-height:1.6}
footer{background:#052c42;color:#dce8ec;padding:48px 0 25px}.foot{display:grid;grid-template-columns:1.5fr 1fr 1.3fr;gap:32px}.foot h3{color:white;font-size:15px}.foot p,.foot a{font-size:13px;line-height:1.9}.foot a:hover{color:var(--gold)}.cross{margin-top:28px;padding:18px 20px;border:1px solid #e9ad2f88;border-radius:13px;display:flex;align-items:center;justify-content:space-between;gap:20px}.cross strong{color:var(--gold)}.cross a{color:white;font-weight:800;border:1px solid var(--gold);padding:10px 14px;border-radius:9px}.copyright{border-top:1px solid #ffffff22;margin-top:28px;padding-top:20px;font-size:11px;color:#a9c2cc}
.subhero{background:var(--navy);color:white;padding:55px 0}.subhero h1{font-size:38px}.subhero p{color:#c8dbe3}.form{max-width:800px;margin:auto;padding:30px;border:1px solid var(--line);border-radius:16px;background:white;box-shadow:0 10px 35px #12334b10}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form label{display:block;font-size:13px;font-weight:800;margin:12px 0 7px}.form input,.form select,.form textarea{width:100%;padding:13px;border:1px solid #cad6da;border-radius:9px;background:#fff}.form textarea{min-height:145px;resize:vertical}.notice{font-size:12px;color:#6c7880;line-height:1.6;background:#f3f7f7;padding:12px;border-radius:8px}.legal{max-width:800px}.legal p{line-height:1.8}.legal h2{font-size:23px;margin-top:28px}
@media(max-width:850px){nav{gap:12px}nav a{font-size:11px}.brand span{font-size:15px}.brand img{height:48px;width:56px}.hero-inner{grid-template-columns:1fr .7fr}.cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){header .wrap{min-height:70px}.mobile-menu{display:block}nav{display:none;position:absolute;top:70px;left:0;right:0;background:white;padding:20px;box-shadow:0 15px 20px #0002;flex-direction:column;align-items:stretch;gap:17px}nav.open{display:flex}nav a{font-size:14px}.hero-inner{display:flex;flex-direction:column;gap:0}.hero-copy{padding:48px 0 28px}.hero-visual{height:220px;width:100%;align-self:auto}.hero-visual:before{background:linear-gradient(#073c54,transparent 50%)}h1{font-size:40px}.cards{grid-template-columns:repeat(2,1fr);gap:10px}.card{padding:16px}.card h3{font-size:14px}.card p{font-size:12px}.benefits,.steps,.split,.foot{grid-template-columns:1fr}.benefits{text-align:left}.cta,.cross{flex-direction:column;align-items:flex-start}section{padding:50px 0}.fields{grid-template-columns:1fr}.form{padding:17px}}